First Time Home Buyers - What You Need To Know

Here is your opportunity to find out what you need to purchase your first home. Attend this free seminar Thursday 2/26/15 6:30pm - 8:00pm in Prairie Village, KS. If you'd like more information, call Tom McChesney at 913-908-2453 or email tom@tomsellskc.com.

Guest speakers will be available to answer your questions about all aspects of home buying. Food will be provided and everyone will be entered in a gift giveaway!

2015 is expected to be a great year for the first time home buyer. Why?

1. interest rates are near historic lows
2. Fannie Mae & Freddie Mac backed 3% downpayment conventional loans are available again
3. Fannie Mae & Freddie Mac have eased credit qualification standards                 
4. home prices continue to rise. 
5. FHA has lowered mortgage insurance premiums
6. 2014 was the best year since 2000 for total job growth  

Find out what a professional real estate agent can do to help you.

Get your questions about lending and mortgages answered.

Learn the process of finding and buying a home.

Learn about inspections, warranties, closing costs, and title insurance.

Knowledge is empowering! Learn what you need to know to purchase your first home wisely and begin the journey of building your wealth through real estate!

Location: 4200 Somerset Drive, Suite #101, Prairie Village KS 66208. 

Thinking of Becoming A Homeowner in 2015? The New Year Is Your Best Chance!

Call Tom McChesney at 913-908-2453 for your Kansas City area real estate needs. 

The New Year is upon us, and before you know it tax season will be in full swing. If you’ve already begun compiling your paperwork, you’re probably wishing you had more tax deductions for 2014. The good news is, if you don’t currently own a home, now is the perfect time to buy one… and secure a nice tax deduction for 2015.

A recent report by mortgageloan.com predicts that home prices will rise nearly five percent in the coming year, and the low rates of today will vanish by mid-2015. For these reasons, Don Frommeyer, CEO of NAMB—The Association of Mortgage Professionals, argues that 2015 will be the year of the first-time homeowner for several reasons, but it’s wise for them to act quickly. “Interest rates on mortgages are extremely low,” says Frommeyer. “And they will go up, probably within the next several months. Plus, there are measurable tax benefits for homeowners, so if you think homeownership could be right for you, now is the time to get your ducks in a row.”

According to Frommeyer, understanding available tax deductions takes some work, but it’s worth it for new property owners. “It’s crucial that borrowers do their homework,” advises Frommeyer. “Deductions may be available on everything from your monthly mortgage payment and loan points to property taxes and, in some cases, even the sale of your home. I recommend sitting down with a tax counselor to make sure you’re maximizing your deductions.”

Frommeyer offers some advice for what those prospective homeowners should do today to prepare for what is likely the biggest purchase of their lives.
“The most important thing to do is become familiar with your FICO score,” advises Frommeyer. “You don’t want any surprises when you sit down with a broker. Then, ask about tax credits for first-time homebuyers, which usually fall at the state or local levels. Finally, consider what your circumstance will be in five to 10 years. Finally, ask about mortgage counseling. You can never be too prepared for the costs associated with homeownership.”

Romanelli West Homes For Sale

Call Tom McChesney at 913-908-2453 or visit Romanelli Homes For Sale to view full details and photos of homes for sale in Romanelli West in Kansas City, MO.

You will see full details including prices, photos, and maps of homes for sale right now in Romanelli West. If you don't find what you need, register so you can receive email alerts when new homes are put on the market. Any information you provide is secure and will be held strictly confidential. Registered users can access unlimited home listings for free with no advertisements.

Access to this information is provided for your convenience by Tom McChesney with Keller Williams Key Partners LLC. Tom would like to earn your business and is available to help buyers and sellers in the Kansas City area who would like professional representation. Tom is a trusted resource for information about the Kansas City area real estate market. His goal with every client is to make the sale or purchase of a home the best real estate experience that person has ever had. Buyers or sellers in need of high quality, trusted real estate service should call Tom McChesney and Make The Right Move, Right Now!

Tom McChesney can be reached at 913-908-2453.

Chapel Hill Homes For Sale

Call Tom McChesney at 913-908-2453 or visit Chapel Hill Homes For Sale to view full details and photos of homes for sale in Chapel Hill in Overland Park, KS.

You will see full details including prices, photos, and maps of homes for sale right now in Chapel Hill. If you don't find what you need, register so you can receive email alerts when new homes are put on the market. Any information you provide is secure and will be held strictly confidential. Registered users can access unlimited home listings for free with no advertisements.

Access to this information is provided for your convenience by Tom McChesney with Keller Williams Key Partners LLC. Tom would like to earn your business and is available to help buyers and sellers in the Kansas City area who would like professional representation. Tom is a trusted resource for information about the Kansas City area real estate market. His goal with every client is to make the sale or purchase of a home the best real estate experience that person has ever had. Buyers or sellers in need of high quality, trusted real estate service should call Tom McChesney and Make The Right Move, Right Now!

Tom McChesney can be reached at 913-908-2453.