First Time Home Buyers - What You Need To Know

Here is your opportunity to find out what you need to purchase your first home. Attend this free seminar Thursday 2/26/15 6:30pm - 8:00pm in Prairie Village, KS. If you'd like more information, call Tom McChesney at 913-908-2453 or email tom@tomsellskc.com.

Guest speakers will be available to answer your questions about all aspects of home buying. Food will be provided and everyone will be entered in a gift giveaway!

2015 is expected to be a great year for the first time home buyer. Why?

1. interest rates are near historic lows
2. Fannie Mae & Freddie Mac backed 3% downpayment conventional loans are available again
3. Fannie Mae & Freddie Mac have eased credit qualification standards                 
4. home prices continue to rise. 
5. FHA has lowered mortgage insurance premiums
6. 2014 was the best year since 2000 for total job growth  

Find out what a professional real estate agent can do to help you.

Get your questions about lending and mortgages answered.

Learn the process of finding and buying a home.

Learn about inspections, warranties, closing costs, and title insurance.

Knowledge is empowering! Learn what you need to know to purchase your first home wisely and begin the journey of building your wealth through real estate!

Location: 4200 Somerset Drive, Suite #101, Prairie Village KS 66208. 

2015 - Year Of Opportunity For First-Time Homebuyers!

So, why build your landlord’s wealth when you can build your own?  

·         Mortgage rates are near historic lows.

·         2014 was the best year since 2000 for total job growth.

·         Home prices continue rising steadily.

·         Fannie Mae and Freddie Mac announced that they will start backing mortgages with down payments as low as 3% of the home's price. This will make conventional mortgages more accessible to first-time home buyers. 

·         The Federal Housing Administration (FHA) has lowered the annual mortgage insurance premium rate which could have a significant impact in a buyer’s ability to meet income qualification ratios for a loan. 

·         Fannie Mae and Freddie Mac clarified their credit qualification standards. This should make it easier for many home buyers to get a loan with slightly lower FICO scores and slightly higher loan-to-income and debt-to-income ratios.

Your First Home: The Proven Path to Home Ownership outlines the process of home ownership in eight simple steps and is a must-read for anyone considering purchasing their first home!

2015 is expected to be a big year for growth in home sales with conventional and FHA mortgages more accessible to first-time homebuyers. In many areas, the cost of monthly rent exceeds the cost of a monthly house payment. I know that the decision to purchase your first home is a big one and I'm here to answer any questions you might have about entering into the Kansas City area real estate market.  If you have been dreaming of owning your own home in the Kansas City area, I want to help you take advantage of this opportunity!

Call me and let's setup a time to sit together to figure out if this is the time to invest in your future and acquire your first home! At the conclusion of your free consultation, I'll provide you with your own free copy (hardcover or eBook) of Your First Home: The Proven Path to Home Ownership. 

To see full details on homes currently available in the Kansas City and surrounding areas, visit my website at http://tommcchesney.kwrealty.com/search/. I look forward to speaking with you soon!  

Tom McChesney

913-908-2453

Tom@TomSellsKC.com

Opportunity Arrives For 1st Time Home Buyers!

Call Tom McChesney at 913-908-2453 or visit Affordable Homes For Sale
to view full details and photos of homes for sale in Johnson County, Kansas.

Interest rates have dropped again and the FHA announced on January 8, 2015 they will reduce annual premiums significantly!  First time home buyers - this is your opportunity to own your own home and start building your wealth! Don't know how much house you can afford? I have the resources to help you figure that out and provide an estimate of the costs associated with buying a house. I can also advise you of the best real estate markets within Johnson County and recommend reputable lenders with excellent track records in loan origination!

Visit my website and you will see full details including prices, photos, and maps of homes for sale right now in Johnson County, KS plus much more. If you don't find what you are looking for, register so you can receive email alerts when new homes are put on the market. Any information you provide is secure and will be held strictly confidential. Registered users can access unlimited home listings for free with no advertisements.

Access to this information is provided for your convenience by Tom McChesney with Keller Williams Key Partners LLC. Tom is available to help buyers and sellers in the Kansas City area who would like professional representation. Tom is a trusted resource for information about the Kansas City area real estate market. His goal with every client is to make the sale or purchase of a home the best real estate experience that person has ever had. Buyers or sellers in need of high quality, trusted real estate service should call Tom McChesney and Make The Right Move, Right Now!

Tom McChesney can be reached at 913-908-2453.